

It's got murder, divorce, mystery, small town issues.

It has everything in it in this seven episode series. We are hosted by me Benjamin Felix and Cameron Passmore, Portfolio Managers at PWL Capital.Ĭameron Passmore: To kick off this week I have a quick show suggestion for everybody out there, it's on Crave. īen Felix: This is the Rational Reminder podcast, a weekly reality check on sensible investing and financial decision-making for Canadians. īad advice of the week: Fidelity's investment initiative aimed at teenagers. This week's Talking Sense segment dealing saving, speed of decision-making. Weighing all the factors and making an informed decision based on wellbeing. The surprising relationship between owning a property and a sense of control. Keeping the focus on living a good life when making real estate decisions. Risk and homeownership why renting is less risky in many ways. The ration of prices to rent in Canada currently and in the last few decades. Įquating the total costs of renting and owning and making a judgement based on this. Opportunity and maintenance costs and the truth about depreciation. The big decision that so many of us are faced with: buy or rent? įlawed logic around mortgage payments and rental costs. Unpacking the new article by Larry Swedroe titled 'The Misguided Faith in the Fiduciary Standard' Ī few thoughts on FIRE, positive psychology, and moral judgements. This week's highly recommend book, Noise. Our main argument here is to base your choices on factors more closely related to your physical and mental health, things like stress and relaxation due to noise and travel times. Similarly, many of us assume that the costs of owning a property are greatly diminished once it is paid off, again, this is not necessarily true. The truth is that there will be costs associated with each, but that they may not always lie where you think they do! For instance, it is commonly believed that it is less risky to own than to rent, however, the evidence suggests otherwise. We get into some meaningful ways to truly compare the costs of each option, looking at the financial aspects, risk, quality of life, and related psychological elements to the debate. There are some commonly held views on the expenses and sacrifices associated with real estate, and we do our best to share some of the facts as they stand. After our preliminary remarks, book review, and a new TV recommendation, we get down to brass tacks on the important things to look at when assessing your living situation. The focus this week is the age-old question of housing whether to buy or to rent. Welcome back to another episode of the sensible money show.
